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    SR 22 Guide

SR 22 Guide

State laws require that drivers keep adequate liability auto insurance coverage on the cars and trucks that they own. These laws protect pedestrians and other drivers in the state. They also protect you in the event that you are in a car collision and you injure another person, their motor vehicle, or their property.

DUI Auto Insurance Penalties and SR 22 Filing Requirements
If you are convicted of driving under the influence (DUI), your state Division of Motor Vehicles (DMV) will probably suspend your driver’s license. In addition to paying fines and penalties, you must show proof of insurance before the DMV will reactive your driver’s license.

In some instances you will need to present your local DMV with a SR 22 form before they will reactivate your driver’s license and motor vehicle registration. One of the benefits gained from submitting a SR 22 form to your DMV is the fact that the form serves as a guarantee that you will keep auto insurance on your car or truck for a specified period of time (e.g. one year).
Traffic Tickets Requiring SR 22 Forms
The Insurance Research Council states in their January 2009 “Economic Downturn May Push Percentage of Uninsured Motorists to All-Time High” report that in 2007, 13.8% of American drivers operated an uninsured motor vehicle. The numbers were expected to escalate with the advent of the economic downturn.

Driving without adequate auto insurance might seem like a good way to save money. However, driving without car insurance is illegal. If you are pulled over by a police officer or state trooper (even as part of a routine traffic check) and you fail to present proof of insurance, you can receive a traffic ticket. You could also have your driver’s license and auto […]

By |June 13th, 2013|Auto Insurance|0 Comments
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